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Tuesday, January 17, 2012

Getting cheap car motor insurance is easy

Posted by global at 5:49 AM
Getting cheap car motor insurance is easy

Get car motor insurance plan as soon as possible. This is the beat and the only way you can ensure the best security for your car. This is not all. You can also ensure your personal security and those whom you travel with. Get car insurance quote before you actually finalize on a car insurance auto plan. This will also help you reduce premium amount on car insurance.      Buying a car insurance plan is important. However, it is more important to look for opportunities to reduce premium on insurance. This is not a difficult task. Here are top tips to help you do the same. Follow the tips mentioned below and benefit from cheap car motor insurance plan:   


  Tip One      Make sure you compare car motor  insurance quotes prior to making a purchase. Yu can do this easily over the internet using an insurance aggregator. This will save you up to 55 per cent on your regular insurance premium.      Tip Two      When comparing car insurance quote, you must compare both prices and features.      Tip Three      Watch out for the following when comparing car insurance auto quote online:      ·    IDV  ·    Voluntary excess  ·    No claims bonus  ·    Cover note  ·    Cashless benefit      Tip Four      Always be truthful in your declarations and info available on the proposal form. This will guarantee genuine claims payment.      Car information you must provide:      1. Make of the car such as Honda, Mitsubishi, Mercedes, Hyundai, etc.  2. Class of the car such as like Family car, Sedan, SUV, etc.  3. Car model of the like Fiesta, Escort, Fusion, Hyundai etc.  4. Car chosen by fuel type such as LPG, CNG, petrol, diesel, etc.  5. Manufacturing year of car such as 2010, 1998, 1933 etc.  6. Place of car registration  7. Vehicle's current showroom price  8. Number of kilometres used  9. Modifications done on a car  10. Drivers age      It is important to note that the higher voluntary excess can decrease the insurance premium. Another premium determining factor for premium of insurance is to pay under the event of a claim. Cover level of the car motor insurance is also a major factor in determining the premium you require paying out to the insurance company. Understand that the more cover you opt for, the higher will the premium get. 




   








 

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